Our loan packagers have a range of fast adverse credit and secured homeowner loans available to homeowners as an alternative to a remortgage or further advance. The secured home loan may be more desirable than a remortgage, especially if you have a favourable low mortgage rate, or high early repayment charges. A fast secured home loan is usually a quicker, easier and cheaper process.

A secured loan can be used for many purposes:-

• Home improvement loan
• Holiday/new car purchase loan
• Debt consolidation loan (consolidating other secured loans, equity loans,
  personal loans, credit card balances and overdrafts into one low cost loan)

Options available include interest only loans, discounted rate loans and payment holidays. Secured loans can be arranged by securing a first charge, second charge and even a third charge in some cases, on suitable property, which includes High Rise Flats and unusual construction properties They also have a facility whereby they can arrange a secured loan on Shared Ownership properties.

Can't prove income?

They may be able to arrange a self certification loan, especially for those who are self-employed or unable to prove income. Bad credit loans available for those with CCJ's ( County Court Judgements ) defaults and arrears; Discharged Bankrupts and IVA (Individual Voluntary Arrangements). Not only do they secure finance for residential home loans; they also arrange semi commercial secured loans, commercial secured loans, business loans and secured loans for land purchase and refinancing.

Land finance can be arranged even on land without planning permission.